Category: FCRA

Introduction Have you recently received a shocking notification from Experian stating that you have been reported as deceased? Finding out that a credit bureau has mistakenly marked you as deceased can be a frustrating and confusing experience. However, it’s important not to panic. In this article, we will guide you through the steps you should…

Introduction Have you recently discovered that Equifax, one of the major credit reporting agencies, is showing you as deceased? Finding out that your credit report states that you are deceased can be not only shocking but also extremely frustrating. This article aims to shed light on the issue of Equifax mistakenly reporting consumers as deceased…

Introduction Imagine waking up one day and finding out that your credit report is showing you as deceased. You reach out to Transunion, one of the three major credit reporting agencies, and they confirm that they have mistakenly flagged your account as deceased. You may wonder, “What should I do?” This article aims to guide…

Have you ever checked your credit report only to discover the shocking and perplexing statement that you are deceased? It may seem like a bizarre error, but unfortunately, it is not entirely uncommon. Your credit report plays a crucial role in your financial life, influencing loan approvals, interest rates, and even job applications. So, if…

What is Business Information Group? Business Information Group, Inc. (BIG) is a trusted provider of background screening services. They offer comprehensive reports that include information about an individual’s criminal records, employment history, education, and more. Many businesses and organizations rely on BIG to make informed decisions about potential employees, tenants, or business partners. The Impact…

What is CMRE Financial Services? CMRE Financial Services is a collection agency that specializes in debt collection. If you have been in communication with, received letters from, or received collection calls from CMRE Financial, there are several important questions you should ask yourself. In this article, we will explore six key questions to help you…

What is Early Warning Services, LLC? Early Warning Services, LLC is a company owned by leading financial institutions such as Bank of America, BB&T, Capital One, JPMorgan Chase, and Wells Fargo. Its primary objective is to aid in fraud prevention by reporting vital information associated with bank account and payment transactions to its network of…

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer information, including credit reports. However, it’s important to note that individual states may also have their own laws that provide additional protections for consumers. In this FCRA Laws by State article, we will explore the specific…

NTN, or National Tenant Network, is a trusted and widely recognized name in the field of tenant screening. They offer a range of services designed to help landlords make informed decisions about potential tenants. One of their key offerings is the NTN report, which provides a detailed overview of a tenant’s background and credit history.…

A mixed credit file occurs when your credit report contains information that does not actually belong to you. This happens when the credit bureaus (Experian, Equifax, and TransUnion) mistakenly combine information from two or more individuals into one credit report. There are a few common ways a mixed credit file can occur: Having a mixed…